PLEASE PRINT THIS FORM OUT AND DO THE 5 MINUTE COMPARISON
Direct
Reimbursement
TRADITIONAL DENTAL PLAN DENTAL HMO DENTAL PPO YOUR PRESENT PLAN
SEE ANY DENTIST OR DENTAL SPECIALIST AND HAVE VISIT COVERED YES YES NO NO ____YES
____ NO
COMPLETE CONTROL OVER BENEFIT DESIGN AND COSTS YES NO NO NO ____YES
____ NO
OVER 90% OF DENTAL BENEFIT DOLLARS GO TO ACTUAL CARE FOR EMPLOYEES YES NO NO NO ____YES
____ NO
ANY DENTAL PROCEDURE COVERED BY PLAN UP TO THE ANNUAL DOLLAR MAXIMUM YES NO NO NO ____YES
____ NO
PRE-EXISTING CONDITIONS COVERED YES NO NO NO ____YES
____ NO
EMPLOYEE CAN HAVE DENTAL PROCEDURE PERFORMED WITHOUT PRE-AUTHORIZATION (NO-DELAYS) YES VARIES BY INSURANCE COMPANY VARIES BY INSURANCE COMPANY VARIES BY INSURANCE COMPANY ____YES
____ NO
DOLLARS PREVIOUSLY SPENT FOR PREMIUMS STAY IN EMPLOYER'S ACCOUNT AND CAN EARN INTEREST YES NO NO NO ____YES
____ NO
ALL MONIES REMAIN IN LOCAL COMMUNITY YES NOT USUALLY NOT USUALLY NOT USUALLY ____YES
____ NO
HOW DID YOUR COMPANY'S DENTAL PLAN COMPARE TO DIRECT REIMBURSEMENT?

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